FAQ

Questions,
answered.

Everything about sending, trading and $IMONEY. Still stuck? Text HELP to iMoney.

Getting started

How do I start?
Text “hi” to +1 (213) 361-6364. Your wallet is created on the spot and its address arrives in the next message. Add USDC or SOL to it from any exchange or wallet, and you’re set.
Do I need an iPhone?
iMoney is built for iMessage. Text it from your iPhone, iPad or Mac.
What if I lose my phone?
Your wallet belongs to your phone number. Get your number back from your carrier and you’re back in. The daily limit keeps the risk small in the meantime.
Is iMoney a bank?
No. iMoney is software that keeps a Solana wallet for your number and moves digital dollars when you tell it to. It isn’t a bank and balances aren’t insured.

Sending

What does sending cost?
Sending costs 0.5% (minimum $0.05), and it’s free when you hold 100,000 $IMONEY. Receiving is always free.
What if they don’t use iMoney?
Their wallet is created the moment you pay them. If they’ve texted iMoney before, they get a text right away; if not, you get a ready-made message to forward to them.
Is there a limit?
You can send up to $5,000 a day to other people. Text “LIMIT 10000” to raise it: a higher limit starts after 12 hours, so nobody with your phone can raise it and empty your wallet. Lowering it is instant.
What if I send to the wrong person?
Every payment is read back to you with the exact name and address before anything happens. Blockchain payments can’t be reversed, so check the recipient before you reply YES.
Which currencies can I send?
US dollars (USDC), SOL and $IMONEY. iMoney works in dollars, so just write the amount in dollars: “send $20 to Alex”.
Can I move money out?
Anytime. Send to any Solana address, like your exchange account or your own wallet: “send 50 to <address>”.

Trading

Can I buy and sell tokens?
Yes. Text “buy $20 of BONK” or paste any token’s contract address, and “sell all BONK” to cash out to dollars. Every trade waits for your YES.
Which tokens can I trade?
Any token on Solana with a market. A ticker works when exactly one verified token uses it; otherwise iMoney lists the options, and a contract address always works.
What does trading cost?
Trades cost 1.5%, down to 0.5% when you hold $IMONEY, and buying $IMONEY itself is free. The price in every confirmation already includes the fee.
What if the price moves?
The price is checked again when you reply YES. If you’d get less than the minimum you approved, nothing is bought or sold and you get a new quote.
What are risk flags?
Warnings about a token before you buy it: not verified, an authority that can freeze or mint it, transfer fees or thin liquidity. You can still buy it; you just know first.
Is there a trading limit?
No. Buying and selling has no daily limit and doesn’t count toward your sending limit.

$IMONEY

What is $IMONEY?
The token behind iMoney. Holding it lowers your fees, and part of every fee buys it back and burns it. It’s a utility, not an investment, and its price can go to zero.
How do I get $IMONEY?
Text “buy $20 of $IMONEY”. It’s always the official token, and buying it in iMoney is free.
Where do the fees go?
50% of every iMoney fee buys $IMONEY back and burns it; the rest funds the team. The tokenomics page has every number and address.

Just text it.

Say hi and your wallet is ready before you finish reading this.

+1 (213) 361-6364
Scan with your iPhone